Accounting & BookkeepingTax Preparation & Strategy4HighAccountant$ implied
A tax professional wants to help clients claim tax-loss harvesting deductions without losing stock positions, but the wash-sale rule requires a 31-day waiting period that introduces market risk.
Existing strategies either expose the client to market risk during the 31-day wait or require additional capital and double exposure, lacking a risk-free method to maintain position while harvesting losses.
47
0
Opp. Score
47
Severity
4High
Willingness to Pay
implied
Added
Apr 28, 2026
Workarounds Described
- waits 31 days before rebuying same stock
- uses 'double up then sell' strategy to buy additional shares, then wait 31 days before selling original lot
Implied Software Gaps
- Software that maintains stock exposure via options during wash-sale period while complying with IRS rules
- Automated trade execution system for double-up strategy with risk management alerts
App Concept
LossHarvest Pro
A risk-management platform that uses options strategies (e.g., deep-in-the-money calls) to legally maintain economic exposure to a stock during the wash-sale period, allowing loss harvesting without market risk. Automates the trade execution and tracks wash-sale compliance.
Key Features
- Automated wash-sale period options replacement
- Real-time tax-loss harvesting opportunity alerts
- Integration with major brokerages for trade execution
- Customizable risk parameters and compliance reporting
Target Users: Tax professionals and wealth managers at accounting or advisory firms managing client portfolios with tax-loss harvesting needs
Revenue Model: $49/mo per advisor subscription, plus 0.1% AUM fee on managed loss harvesting trades
Existing Solutions Mentioned
waiting 31 days to rebuydouble up then sell strategy
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