Business owner needs to give employees view-only access to their specific company credit card statements without exposing the main account or allowing spending limit changes, but the bank's system doesn't support this level of granularity.

Chase's user permission settings don't allow restricting access to only individual cards or providing view-only access without also granting management capabilities.

Severity

3Medium

Willingness to Pay

implied

Added

May 6, 2026

Workarounds Described

Manually screenshotting or exporting statements for each employee
Emailing individual transaction lists from bank portal

Implied Software Gaps

Software that provides bank-agnostic view-only card access with receipt capture

App Concept

CardAccess ViewOnly

CardAccess ViewOnly is a lightweight expense management platform that overlays on top of existing bank-issued credit cards. It provides granular, per-card view-only access for employees to monitor their own transactions, without exposing the primary account or allowing spending limit changes. Unlike bank-native tools, it offers simple receipt capture and real-time spending visibility.

Key Features

View-only access per individual employee card
Automatic transaction syncing from major banks
Mobile receipt capture and matching to transactions
Customizable notifications for spending thresholds

Target Users: Small business owners and managers in general business services who issue company credit cards to employees and need to give them visibility into their own spending without administrative controls.

Revenue Model: Freemium with $19/mo per 5 employees, $49/mo unlimited

Existing Solutions Mentioned

Chase Bank

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