Homeowner had to pay additional thousands after a roofing company failed to verify ACV vs RCV insurance policy before starting work, resulting in an unexpected out-of-pocket cost.

Workarounds Described

• signed agreement listing full project price as 'approved and issued by insurance' without policy verification
• relied on verbal confirmation from roofer about out-of-pocket costs instead of automated system

Implied Software Gaps

• Policy verification tool that checks ACV vs RCV automatically from claim documents before quoting
• Digital contract that adjusts dynamically based on verified insurance coverage details

ClaimShield Pro

A software platform that integrates with insurance claim data to automatically verify policy type (ACV vs RCV), calculate recoverable depreciation, and generate accurate, binding quotes for roofing projects. It eliminates guesswork and prevents post-completion disputes over underpayment.