A business owner has commingled finances across two businesses and personal accounts for expenses, credit card debt, and transfers, and needs to untangle them and determine how to repay debt using new app revenue.

Workarounds Described

• Mixed all accounts and expenses between businesses and personal money
• Used business account to pay personal bills
• Transferred from personal to business bank when needed to pay for something
• Transferred from business 1 to business 2 to pay for some services

Implied Software Gaps

• Software that automatically segregates personal and business transactions across multiple entities
• Tool to track inter-entity transfers and classify them appropriately
• Application that provides guidance on using business funds for personal debt repayment without causing tax issues

CleanBooks Segregation

CleanBooks Segregation is a financial reconciliation and entity separation tool designed for multi-entity business owners. It automatically categorizes mixed transactions across bank accounts and credit cards, creates a clear separation of business and personal expenses, and provides actionable guidance on debt payoff using available cash from new ventures. This eliminates the manual spreadsheet work and uncertainty of handling cross-entity transfers and personal expenses.