Homeowner cannot verify workers' compensation insurance when roofing companies subcontract work to independent crews, fearing personal liability if a worker is injured on the job.

Workarounds Described

• asks for certificates but finds verification impossible
• talks to multiple contractors getting same vague answer

Implied Software Gaps

• Real-time workers comp insurance verification database for subcontractor crews

CoverVerify

CoverVerify is a mobile app that lets homeowners instantly verify the workers' compensation insurance status of any subcontractor crew on their job site. Simply enter the crew's business name or license number, and get real-time confirmation of coverage, policy limits, and validity. No more chasing paper certificates or taking contractors at their word.