Legal ServicesFinancial Management3MediumIndividual (divorcing spouse)$ implied

A divorcing individual needs to trace commingled separate and community assets (RSUs, ESPP, brokerage, HSA) and perform a Moore/Marsden calculation but lacks cost transparency and efficient data preparation methods before hiring a forensic CPA.

No cost estimation tools or data prep utilities exist for complex asset tracing in divorce; individuals resort to manual CSV exports and guesswork to reduce CPA billable hours.

47
0
Opp. Score
47
Severity
3Medium
Willingness to Pay
implied
Added
Jul 10, 2026

Workarounds Described

  • spends a weekend exporting all transactions to CSVs and attempting to line up tracing manually
  • gathers and organizes statements, grant documents, closing disclosures as PDFs without dedicated tool

Implied Software Gaps

  • Automated transaction pre-tracing tool that categorizes commingled funds across multiple accounts
  • Cost estimation calculator for forensic accounting services based on case specifics
App Concept

DivorceTrace Prep & Cost Estimator

A web app that helps divorcing individuals pre-organize financial data for forensic CPAs by automatically flagging commingled transactions, generating tracing worksheets, and providing cost estimates based on case complexity. It reduces billable hours by letting users pre-categorize transactions and identify separate vs. community property, then generates a CPA-ready package.

Key Features
  • Automated transaction import from bank/brokerage CSV exports
  • AI-powered commingling detection and pre-tracing suggestions
  • Moore/Marsden calculator with scenario modeling
  • Cost estimator based on account complexity and transaction volume
Target Users: Divorcing individuals in community property states with complex financial portfolios, working with attorneys and forensic CPAs
Revenue Model: $49 one-time fee per case for basic prep, $99 for advanced tracing and estimation tools

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