Struggling to find a payment processor that won't flag the business as a high-risk dating service, despite not operating like one, due to keyword-based auto-rejection.

Mainstream payment processors auto-flag businesses with keywords like 'singles events' as high-risk dating services, without proper underwriting that considers the actual business model (pay-per-event, no swiping, no subscriptions, zero chargebacks).

Severity

4High

Willingness to Pay

explicit

Added

May 12, 2026

Workarounds Described

Uses Square but feels unstable for their category

Implied Software Gaps

Payment processor that properly underwrites event-based singles businesses instead of auto-rejecting based on keywords

App Concept

EventPay Secure

A payment processor specifically designed for curated in-person event businesses. It uses intelligent underwriting that evaluates risk based on actual chargeback history and event structure, not just keywords. Offers embedded checkout, API access, and supports Canadian businesses with reasonable fees.

Key Features

Keyword-aware underwriting that distinguishes curated events from dating services
Native embeddable checkout (no redirects)
Full API for custom integration
Real-time chargeback monitoring and prevention
Supports Canadian dollar transactions with local settlement

Target Users: Event organizers and companies running curated singles events, ticketed social mixers, and invitation-only gatherings in North America, with company sizes from solo operators to 50 staff.

Revenue Model: SaaS subscription at $49/mo base + 2.5% + $0.30 per transaction, with volume discounts for high transaction businesses.

Existing Solutions Mentioned

StripeHelcimSquare

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