A 19-year-old gym competition organizer needs to handle sponsor money without affecting personal finances or tax liability, but doesn't know whether to register as a charity or how to separate funds.

Existing tools like JustGiving handle donation collection but not business sponsorships or organizational structure creation; personal bank pots don't provide legal separation for tax/NI purposes.

Severity

4High

Willingness to Pay

implied

Added

May 2, 2026

App Concept

FundFlow UK

FundFlow UK is a simple, compliant platform for UK community event organizers to handle sponsor and donation money separately from personal finances. It guides users through charity registration or CIC setup options, provides a dedicated business account with tax tracking, and integrates with JustGiving. No accounting degree needed.

Key Features

Dedicated business account with instant setup for non-profits
Step-by-step wizard for charity registration vs CIC vs unincorporated association
Automated tax and gift aid reporting
Integration with JustGiving and other fundraising platforms

Target Users: Small UK community event organizers (e.g., gym competitions, local sports) handling £1k-£50k annually, aged 18-30, with no prior accounting or charity experience.

Revenue Model: Freemium: free for first £1k of funds, then £10/mo + 1% transaction fee on incoming sponsor donations.

Existing Solutions Mentioned

JustGiving pageChase bank account separate pot

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