A solo auto detailer starting out as a side gig on a budget needs affordable insurance without forming an LLC.

Insurance options marketed to sole proprietors are often overpriced, require an LLC, or are hard to find for part-time detailers.

Severity

3Medium

Willingness to Pay

implied

Added

May 4, 2026

App Concept

GigGuard Pro

GigGuard Pro is a low-cost, pay-as-you-go insurance app for side-gig auto detailers. It offers on-demand liability coverage with instant proof of insurance, no LLC required, and quotes as low as $10/day. Unlike traditional insurers, GigGuard Pro is built for hobbyists scaling up—no commitment, no business structure needed.

Key Features

On-demand liability insurance (daily, weekly, monthly)
Instant digital certificate of insurance
No LLC or business license required
Pay-per-job pricing (e.g., $2-5 per vehicle)

Target Users: Side-gig auto detailers (sole proprietors without LLC) in the automotive detailing industry, working primarily on friends, family, and small jobs.

Revenue Model: Per-transaction fee (e.g., $2-5 per insured job) or a $19-29/mo subscription with limited coverage days

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