General Business ServicesGeneral Business Services4HighOwner$ implied
Small business owners struggle to qualify for mortgages because their business write-offs reduce taxable income, making traditional tax-return-based lending criteria unfavorable.
Traditional mortgages rely on tax returns, which understate income due to write-offs; bank statement loans are emerging but not widely known or accessible.
47
0
Opp. Score
47
Severity
4High
Willingness to Pay
implied
Added
Apr 22, 2026
App Concept
IncomeVerifi Pro
IncomeVerifi Pro is a platform that aggregates and verifies bank statements, invoices, and other cash flow data to generate a lender-ready income report. It bridges the gap between tax returns and true financial health, helping business owners qualify for mortgages without inflated write-off penalties.
Key Features
- Secure bank statement aggregation via Plaid-like API
- Automated cash flow analysis and income calculation
- Customizable reports compliant with bank statement loan guidelines
- Integration with mortgage brokers and lenders for pre-qualification
Target Users: Small business owners (solo to 20 employees) across all industries seeking mortgages.
Revenue Model: $29/mo per user subscription for report generation, or $99 per report for one-time use
Existing Solutions Mentioned
bank statement mortgage loanstax returns
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