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Health, Wellness, and BeautyInsurance & Reimbursement3MediumLocum Tenens Clinician$ implied

Locum tenens workers struggle to find affordable, consistent health insurance that covers them during short-term assignments.

No streamlined solution exists that provides affordable, continuous health insurance tailored to the fluctuating schedules and short-term contracts of locum tenens workers.

Severity

3Medium

Willingness to Pay

implied

Added

May 10, 2026

App Concept

LocumCover

A health insurance marketplace specifically for locum tenens workers, offering flexible, short-term plans that automatically align with assignment durations. It simplifies enrollment, manages coverage gaps between assignments, and provides transparent pricing.

Key Features

Auto-matching insurance plans to assignment length
Gap coverage between assignments
Direct premium billing to locum agencies
Mobile app for quick enrollment and claims

Target Users: Locum tenens clinicians (doctors, NPs, PAs) across all specialties who work short-term contracts with different agencies.

Revenue Model: Commission per policy sold (5-10% of premium) from insurance carriers, plus a $10/month subscription for advanced features like gap coverage.

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