Small businesses with multiple departments struggle to allocate SaaS subscription costs to the correct department for accurate departmental P&L, manual spreadsheet tracking breaks constantly.

Enterprise cost allocation tools are too expensive ($500+/month) for small businesses; no simple, affordable tool exists at this scale to automatically track and allocate SaaS subscriptions to departments.

Severity

3Medium

Willingness to Pay

implied

Added

Jul 5, 2026

Workarounds Described

manually tracking software costs in a spreadsheet

Implied Software Gaps

Automated subscription cost allocation tool with department-level tagging and reporting

App Concept

SubSplit

SubSplit is a lightweight SaaS cost allocation tool for small businesses. It automatically pulls subscription data, lets teams assign costs to departments, and generates allocation reports for accurate departmental P&L without manual spreadsheets.

Key Features

Automatic subscription discovery via bank/credit card integration
Department assignment rules with percentage splits
Real-time cost allocation dashboard and P&L reports
Affordable pricing with no per-seat minimums

Target Users: Office managers or business owners at small multi-department companies (5-50 employees) in any industry needing departmental P&L.

Revenue Model: $19/mo for up to 5 departments, $39/mo pro tier with advanced reporting

Existing Solutions Mentioned

spreadsheet

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