AP teams struggle to verify supplier bank-change requests reliably because most fraud originates from compromised legitimate supplier emails, defeating common rule-based checks.

Workarounds Described

• Manually calling supplier's known phone number to verify bank change requests
• Checking if email comes from supplier's real email address (rule-based check)

Implied Software Gaps

• Automated verification workflow that contacts supplier via independent channel and logs confirmation
• AI-based anomaly detection to flag compromised supplier email accounts

BankChangeShield

An AI-powered verification layer for supplier bank-change requests that goes beyond email matching by analyzing sender behavior, historical patterns, and multi-factor authentication. It reduces risk of payment fraud by providing a confidence score and automated verification workflows.