A new Financial Controller lacks robust cash management systems and processes to navigate a cash flow crisis caused by accumulated commitments and poor spending controls.

Workarounds Described

• Used bank balance as a proxy for available cash without tracking committed spend
• No formal record or communication of expenditure
• Manual cash flow forecasting being introduced by new controller

Implied Software Gaps

• Software that tracks committed spend and provides a true available cash position
• Purchase approval system that records and communicates commitments across departments
• Automated cash flow forecasting tool that pulls data from accounting systems

CashFlow Guardian

A cloud-based cash management and forecasting tool designed for small businesses to track committed spend, forecast cash flow, and enforce approval workflows. It provides real-time visibility into available cash, upcoming obligations, and helps prevent overspending by distinguishing between bank balance and true available cash.