Freelancer faces chargeback from US client and struggles to enforce contracts internationally.

Contracts are not enforceable across borders for small freelancers; banks side with clients.

Severity

4High

Willingness to Pay

implied

Added

May 14, 2026

Workarounds Described

use smaller milestone payments
use a payment platform that can't be reversed

Implied Software Gaps

Irreversible payment platform with built-in escrow and dispute resolution for cross-border freelancers

App Concept

ChargebackShield

ChargebackShield is a payment platform designed for freelancers that prevents reversals by using irrevocable milestone-based escrow. It provides international contract enforcement and dispute resolution, protecting against fraudulent chargebacks.

Key Features

Irreversible milestone payments
Built-in escrow and dispute resolution
International contract enforcement
Client verification and fraud scoring

Target Users: Freelancers worldwide, especially those serving clients in different countries, working on project-based or milestone-based engagements.

Revenue Model: 2% per transaction fee plus $10/month subscription for freelancers; free for clients.

Existing Solutions Mentioned

contracts

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