Freelance video editor lost payment to a chargeback from a US client after delivering work, seeking ways to prevent future chargebacks.

Existing payment platforms do not provide adequate protection against chargebacks for international freelancers delivering digital services.

Severity

4High

Willingness to Pay

implied

Added

May 14, 2026

App Concept

PayShield Pro

PayShield Pro is a payment platform designed for freelancers working with international clients. It protects against chargebacks by verifying client identity, holding payments in escrow until delivery confirmation, and providing automatic dispute resolution with transaction evidence. Unlike PayPal or Stripe, it offers chargeback insurance and a built-in contract and milestone system.

Key Features

Chargeback insurance covering up to $5,000 per transaction
Escrow-based payment hold until client confirms delivery
Automated contract and milestone creation with e-signatures
Dispute resolution system with digital evidence submission

Target Users: Freelance video editors, designers, and other digital service providers working with international clients, especially in India and other countries shipping services abroad

Revenue Model: Transaction fee of 3% + $0.30 per payment; optional $19/mo premium plan with higher insurance limits and priority dispute handling

Existing Solutions Mentioned

contractsmilestone paymentsspecial payment platformstrust

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