Professional ServicesBusiness Development4HighOwner$ implied

Small business owners struggle to get realistic valuations and sell their businesses because brokers provide poor service, financial metrics like SDE are often rejected by banks, and the business is too dependent on the owner.

Existing brokers are expensive, selective, and often just list businesses online without proper financial pre-underwriting against bank criteria, leading to deal failure.

44
0
Opp. Score
44
Severity
4High
Willingness to Pay
implied
Added
May 18, 2026
App Concept

ExitReady Pre-Underwriter

A software platform that programmatically pre-underwrites a small business's financials against actual SBA bank credit criteria before going to market, providing a realistic valuation and identifying structural flaws like owner dependence. It guides owners to fix issues early and connects them with vetted brokers or employee buyout facilitators only when the business is truly sellable.

Key Features
  • Automated financial analysis using SBA underwriting rules
  • Owner dependency score and operation freeze risk assessment
  • Actionable recommendations to improve sellability
  • Curated marketplace of vetted brokers and ESOP facilitators
Target Users: Small business owners ($500k-$5M revenue) in main-street industries like home services, retail, and professional services who plan to exit within 1-3 years.
Revenue Model: $299 one-time fee per pre-underwriting report, plus a 2% success fee on the final sale price (capped at $10k) if the client uses a partner broker or buys an ESOP package.

Existing Solutions Mentioned

brokersSBA loansonline database listings

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